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Employee benefits is one of your largest budgetary items every year, and that means finding the right mix of products for your employees at that right price is crucial. We'll work with you to determine which of the following products fits your financial and benefit needs by working with best-in-class carriers.


Major Medical

Whether fully insured, level-funded or self-funded, major medical insurance is the foundation of most benefits programs. We’ll work with you to decide which of the following options make the most sense for your workforce and budget:

  • PPOs

  • High-deductible health plans (HDHPs)

  • Health savings accounts (HSAs)

  • Health reimbursement arrangements (HRAs)

  • Flexible savings account (FSAs)

major medical
life insurance

Life Insurance

Life insurance is a crucial part of your benefits program. It offers employees help at a time they need it most. There are several options that may work for your company, including:

  • Basic group term life

  • Supplemental term life

  • Voluntary term life

  • Whole life


Dental / Vision

Dental and vision insurance help employees and their families take good care of their teeth and eyes, which can factor into overall health and well-being.



With one in three Americans facing at least a 90-day disability before reaching age 651, it’s important to prepare for the costs associated with a disability. Short- and long-term disability insurance offers income protection when employees find themselves unable to work.


Financial / Retirement Accounts

Offering retirement benefits shows employees you value them, which not only can help with retention but also in attracting new employees. We can help you design a retirement plan that fits your business objectives and resonates with employees.

In addition to retirement accounts, a 125 cafeteria plan allows your employees to pay certain qualified expenses, such as health insurance premiums, on a pre-tax basis, thereby reducing their total taxable income and increasing their spendable/take-home income. And you benefit from tax savings with reduced FICA, FUTA, SUTA and workers' compensation taxes on participating employees.

additional benefits

Additional Employee Benefits

Voluntary benefits are a great way to offer your employees additional benefits, such as accident, cancer and critical illness insurance, creating a robust benefit portfolio – all at no cost to you, as their employer.


Accidents happen. It’s a fact of life. Help your employees prepare for the inevitable with voluntary accident insurance.

Cancer / Critical Illness

No one wants to think about facing a critical illness or cancer, but the fact is every year 1.4 million Americans are diagnosed with cancer, every 40 seconds someone in the U.S. has a stroke, and every 34 seconds, an American will suffer a heart attack. Cancer and critical illness insurance can help your employees protect their income to avoid being one of the 900,000 Americans who declare bankruptcy each year due to medical bills.2

1 Volume 1, Issue 2, The Wealth Advisor, Planning for Disability

2 According to The American Association for Critical Illness Insurance

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